Editorial: Another Top 10 for Alabama — Unfortunately, our state is accustomed to natural disasters
by The Anniston Star Editorial Board
May 31, 2013 | 4979 views |  0 comments | 16 16 recommendations | email to a friend | print
A recent study by Bankrate.com, an aggregator of financial rate information, looked at disaster declarations over the past six decade. It found that since 1953, Alabama governors have declared disasters 57 times and in most cases sought federal help with the recovery. Hurricanes, tropical storms, tornadoes, flooding and even an ice storm contributed to the ranking. The conclusion reached by those analyzing the data: if you live in Alabama and other disaster-prone states, “you may want to review your insurance policies.”

Researchers from Kiplinger, which deals in financial advice and business forecasting, looked at property-damage costs over the last decade. Alabama again came in No. 7 nationally with $8.1 billion in claims.

Texas, Florida and Louisiana also rank high on the Kiplinger list, as they do in the Bankrate.com rating. Mississippi is the only Gulf Coast state not listed by Bankrate, but thanks to Hurricane Katrina, the Magnolia State ranked No. 4 on the Kiplinger list with $14.9 million in property damage.

Businesses reviewing these reports will surely consider closely any plans to relocate in disaster-prone states. All states can do to ease their fears is make sure affordable and fair insurance coverage is available and that emergency plans are ready to be put in motion.

Although these reports focus on disaster-prone states, the other states must keep in mind that we are all in this together. Episodes like Sen. Tom Coburn, R-Okla., criticizing disaster relief and then backpedaling when a tornado hit his state are an embarrassment to reasonable Americans. We are part of a federal union, and as Coburn finally admitted, “there are certain things we can’t do that we need the federal government to do.”

Disaster-prone states are well aware of that.
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