The state legislatures that passed post-Newtown massacre bills allowing more guns into schools are looking down the barrel of trouble, especially in Kansas.
The Des Moines Register reported last weekend:
A new Kansas law allowing gun owners to carry weapons in public buildings, including schools, has thrust a major Des Moines-based insurer into the national gun control debate.
The EMC Insurance Cos. insures 85 percent to 90 percent of all Kansas school districts and has refused to renew coverage for schools that permit teachers and custodians to carry concealed firearms on their campuses under the new law, which took effect July 1. It’s not a political decision, but a financial one based on the riskier climate it estimates would be created, the insurer said.
“We’ve been writing school business for almost 40 years, and one of the underwriting guidelines we follow for schools is that any on-site armed security should be provided by uniformed, qualified law enforcement officers,” said Mick Lovell, EMC’s vice president for business development. “Our guidelines have not recently changed.”
In northeast Indiana, Douglas A. Harp, the sheriff of Noble County, offered to deputize teachers to carry handguns in their classrooms less than a week after 26 children and educators were killed in a school shooting in Newtown, Conn. A community member donated $27,000 in firearms to the effort. School officials from three districts seemed ready to sign off. But the plan fell apart after an insurer refused to provide workers’ compensation to schools with gun-carrying staff members.
The Oregon School Boards Association, which manages liability coverage for all but a handful of the state’s school districts, recently announced a new pricing structure that would make districts pay an extra $2,500 annual premium for every staff member carrying a weapon on the job.
Scott Whitman, an administrator at the Jackson County school district in southern Oregon, where a committee is looking at arming school staff members next year, said costs would be a factor in the decision. With 10 buildings, the expense of arming and training more than one staff member at each school would easily exceed $50,000 a year.